An IDFC Credit Card helps you manage your expenses without any hassle. With one swipe, you can shop for your favourite goodies. But what about the IDFC Credit Card management? Do you take care of that? Well, if you haven’t thought about it, download the IDFC FIRST Mobile app using which you can see all your credit card transactions, due bills, etc. To do IDFC Credit Card Login, just enter your registered mobile number and the received OTP. Learn more about the IDFC Credit Card on the page below.
IDFC Credit Card Comparison Tools
When you visit the bank website and do IDFC Credit Card Login, you will see the comparison tool on the credit card page. Using this, you can find how an IDFC Credit Card brings more benefits to you compared to other credit cards in the market. Enter the name of another credit card and select an IDFC Credit Card you like. Now, the comparison will be displayed.
You can see the credit card comparison based on an annual fee, rewards, interest rate, etc. IDFC Bank charges the lowest rate on its credit cards starting from 9.00% per annum.
Convert Credit Card Transactions into EMIs
IDFC Credit Cards come with an EMI conversion facility wherein the user can convert a big purchase into EMIs. This way, the credit card bills won’t be heavy. Log in to your net banking account and select the EMI option. You can also make EMI payments by calling customer service or visiting the branch office. Either pay your entire bill in EMIs or convert a certain transaction into EMI. By switching IDFC credit card debt into EMI, your card bill gets broken into smaller EMIs.
Each EMI contains a percentage of the principal and interest, the same as a loan EMI, which you must have known about if you borrow the same before. IDFC Bank will temporarily restrict or block the card, subject to the conversion of the bill amount into EMIs.
You can turn your bill into EMIs in two ways – first at the time of purchase and secondly converting an outstanding bill amount into an EMI. Do verify with your retailer or seller whether they accept EMI alternatives.
Enable Online Transactions
IDFC Credit Card Login enables domestic e-com transactions or tap-n-pay without PIN POS transactions, POS or ATM transactions. By doing so, you can enjoy 6X rewards on online transactions and 3X on contactless transactions.
For offline transactions at merchants’ outlets and withdrawals, create a PIN. To do this, follow these steps:
Step 1: Download the bank’s Mobile App
Step 2: Go to the ‘Manage Card’ section to enable your card for online, contactless transactions.
Step 3: Click on ‘Set Pin’ in the ‘Credit Card’ section
Option 1: IDFC FIRST Bank App to generate PIN or Set transaction preferences
Via the app, you can manage and view your credit card transactions, rewards, transaction preferences, bill payments, account history, etc, in one place. To download the app, visit your smartphone apple or play store.
Trace You Credit Card Applications
You can track IDFC Credit Card Status online using the mobile app or by visiting the bank’s website. To do the same, do IDFC FIRST Login, enter the card application number & OTP and click on the ‘Submit’ button. Now, your credit card details will be on your screen.
If you see a yellow clock sign, it means your credit card is in process and the bank will soon tell you about its decision. And if there is a red mark, your credit card application has been decline. The reason for the same will be mention there. A green mark means the card has been approved and will be sent to your address soon.
